For Patients

Insurance & Billing

At Valor Interventional Pain (VIP), most treatments are generally covered by major health insurance plans. While each insurance plan has its own specifics, our team will assist you in understanding your benefits and handle the insurance claim filing process on your behalf. VIP is connected with the majority of insurance providers, including Medicare. We also accept self-pay. We are dedicated to accommodating your healthcare and insurance plan requirements.

Less Pain. More Living.

FOR PATIENTS

Accepted Insurance Plans

Valor Interventional Pain (VIP) providers accept a wide range of insurance and Medicare plans. You will need a referral from your primary care physician (PCP) to ensure we accept your insurance prior to your appointment. Below are some of the most common health plans we accept. If you do not see your medical insurance listed, please check with us.

Aetna

Aetna Medicare

BCBS

BCBS Federal

BCBS Medicare

Cigna, most plans

Department of Labor

Humana, most plans

Medicare, most plans

Molina

Multiplan

Prime

Personal Injury/LOP

Scott and White

Tricare, most plans

UHC

Wellcare

WellMed

Worker’s Compensation, most plans

FOR PATIENTS

Insurance FAQs

What is the difference between Medicare Part B vs. secondary insurance vs. Medicare replacement plan?

Medicare Part B is a federal program that covers outpatient medical services. This can include everything from doctor visits and lab tests to preventative care. Once you meet your annual deductible, Medicare Part B covers 80% of the approved amount for services, and you pay the remaining 20%. Secondary insurance is private insurance designed to cover the remaining 20% Medicare Part B doesn’t pay. Meanwhile, a Medicare replacement plan is an alternative form of Medicare covered by private insurance. It can cover 100% of Medicare’s services and additional benefits such as vision, dental, and prescription drugs. But insurance still may require deductibles, office visits, co-pays to be met and paid.

What is the difference between co-pay, deductible, max out-of-pocket, and preauthorization?

A co-pay is the fixed amount you pay your doctor at the time of service. For instance, your co-pay upon arrival might be $50 for a doctor’s visit and $15 for a prescription. A deductible represents the money you must pay out of pocket before your insurance starts contributing. For instance, your doctor’s bill might be $5,000, and your deductible is $2,500. Therefore, you must satisfy that deductible before the insurance pays the other half. Max out-of-pocket is the maximum amount you must pay for covered services in a plan year before your insurance begins paying 100% of covered services for the rest of the year. Lastly, preauthorization means obtaining approval from your insurance company before receiving certain medical services and treatment.

What is co-insurance?

Co-insurance is when patients and their medical insurance company split the costs of covered medical services after the deductible has been met. Unlike a co-payment, which is a fixed amount, co-insurance is typically a percentage. For example, if your co-insurance is 20%, you are responsible for paying 20% of the total cost of a medical service, while your insurance covers the remaining 80%. This amount is paid until you reach your out-of-pocket maximum, after which the insurance typically covers 100% of covered expenses.

IMPROVE YOUR LIFE

Choose Valor Interventional Pain

REQUEST A CONSULTATION

TEL (682) 936-2544
FAX (866) 853-2870

TEL (682) 936-2544
FAX (866) 853-2870

TEL (682) 936-2544
FAX (866) 853-2870

For Patients

Insurance & Billing

Less Pain. More Living.

FOR PATIENTS

Accepted Insurance Plans

FOR PATIENTS

Insurance FAQs

IMPROVE YOUR LIFE

Choose Valor Interventional Pain

TEL (682) 936-2544 FAX (866) 853-2870

TEL (682) 936-2544 FAX (866) 853-2870

TEL (682) 936-2544 FAX (866) 853-2870

For Patients

Insurance & Billing​

Less Pain. More Living.

FOR PATIENTS

Accepted Insurance Plans

FOR PATIENTS

Insurance FAQs

IMPROVE YOUR LIFE​

Choose Valor Interventional Pain

TEL (682) 936-2544
FAX (866) 853-2870

TEL (682) 936-2544
FAX (866) 853-2870

TEL (682) 936-2544
FAX (866) 853-2870

Insurance & Billing

IMPROVE YOUR LIFE